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Keep the joy, hold the regret

Keep the joy, hold the regret

Why do we overspend during the holidays (and how can we stop)? The holidays are supposed to be “the most wonderful time of the year,” yet for many of us they lead to overspending and stress. Financial advisor Donna Skeels Cygan offers insights as to why we spend so much against our better judgment—and advice to help you break the cycle this year.

The stranger parents unwittingly invite into their child's bedroom

The stranger parents unwittingly invite into their child's bedroom

But in today’s rapidly changing, technology-filled environment, we are not providing this same guidance about strangers to our children as they play in virtual playgrounds. The moment we hand our children a digital device, we invite them to play in virtual playgrounds that are accessible via every smart phone, tablet, computer and gaming platform. These devices literally invite our children to talk to strangers, send pictures to strangers, send videos to strangers, and have live video chats with strangers, all from the comfort of their bedroom or any other part of your home

Paying for college: Tips to lower the cost

Paying for college: Tips to lower the cost

Our best advice is to focus on academic performance. If there is a choice, attend the best high school possible. Take academically rigorous classes—advanced placement or college-prep courses. Put effort into your studies rather than learning to hit a curveball. Money invested in a math tutor will yield a higher ROI than money spent on a private pitching coach.

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Play Time: Communicating with Your Child

 

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